XM (XMTrading): When opening an account with XM, which organization name should you choose: FSA or FSC? Latest explanation

When opening an account with XMTrading, you have to choose the MT and the required organization name brand (Tradexfin Limited, Fintrade Limited), which one is better? When it comes to choosing an organization name, tradexfin Limited or Fintrade Limited, the trading details are the same no matter which one you choose, so choose the one you like. So what are the differences between these organizations? I’m writing an article about it.

XM (XMTrading): What is XM Trading? Reputation and reviews, company information, FX license security, advantages and disadvantages, latest comprehensive introduction

XMTrading (XM) is one of the most well-known overseas FX companies, popular among Japanese users for its safety. This article provides a thorough explanation of real user reviews, bonuses, reputation, advantages, disadvantages, and actual trading information. XMTrading is one of the most well-known FX companies in the world. It boasts a large user base and is said to have the largest number of users in the world. Where is XMTrading's headquarters located, and what licenses does it hold? This article explores these points.

www.worldforexintroduction.com

2025.11.27

XMtrading

Operating company	Tradexfin Limited Fintrade Limited
Head office location	Unit E, F28, Eden Plaza, Eden Island, Republic of Seychelles
Founding year	2009
Financial License	（FSA）SD010：Tradexfin Mauritius Financial Services Commission (FSC：)：Fintrade Limited Cyprus Securities and Exchange Commission (CySEC)：Trading Point of Financial Instruments Ltd
Language support	English、日本語、Malay、Thai
Platform	MetaTrader 4 (MT4)／MetaTrader 5 (MT5)
Service Countries	Over 190 countries
Number of users	Over 1 million accounts
Max Leverage	1000x
Eligible products	Forex、Metal、Stocks、Equity Indices / Index CFD、Energy CFD、Commodities、Cryptocurrency

Organization Name Options When Opening an XM Account

The “Organization Name” options displayed when opening an XM account indicate which XM legal entity (operating company) you will open your account with. They are automatically displayed based on your country of residence and regulatory requirements.

Below, we will explain the main types of organization names, their meanings, and which one you should choose.

List of Main “Organization Names” When Opening an XM Account

*The options displayed will vary depending on your country of residence and access region.

① Trading Point of Financial Instruments Ltd

(CySEC: Cyprus Securities and Exchange Commission)

Primary Target: EU/EEA Residents

Regulations: Very Strict

Features:

Leverage up to 30x

Bonus Limits Apply

Investor Compensation Program Available

👉 For EU residents.
👉 Not generally displayed for Japanese residents.

② Trading Point of Financial Instruments UK Ltd

(FCA: UK Financial Conduct Authority)

Primary target: UK residents

Regulation: FCA (highest standard in the world)

Features:

Leverage restrictions

Almost no bonuses

👉 For UK residents only.
👉 Not available to Japanese residents.

③ Trading Point Holdings Ltd

(Seychelles FSA)

Primary target: Many countries outside the EU, including Japan

The most common XMTrading for Japan

Features:

Maximum leverage of 1,000x

Extensive bonuses

Japanese support available

👉 This is usually the only option for Japanese residents.

④ Trading Point MENA Ltd

(For the Middle East and North Africa)

Primary target: Middle East and parts of Africa

Features:

Region-specific regulations and conditions

👉 Not displayed outside the applicable region.

⑤ Other (Regional Corporation)

Belize FSC Jurisdiction

Dubai DFSA Jurisdiction, etc.
👉 Since the name is automatically displayed based on your country of residence, manual selection is often not possible.

Do I need to choose the organization name myself?

▶ Generally, simply select the automatically displayed name.

If you correctly select your country of residence,
→ Only the corresponding organization name will be displayed.

Multiple names are rarely displayed.

What happens if I enter the wrong organization name?

Unable to proceed during registration

KYC mismatch

Risk of withdrawal issues and account invalidation

👉 Forcing yourself to choose a different organization is not recommended.

XM Account Opening Procedures and Important Points

The following is a practical guide for Japanese residents detailing the procedures and important points to note when opening an XM (XMTrading) account, including common mistakes to avoid.

[STEP 1] Access the official XM website

Japanese residents register through the XM Japan official Japanese website

Be sure to disable your VPN (to prevent display errors)

[STEP 2] Fill out the new account opening form

Key input fields and points to note:

● Country of residence

Select Japan
*If this does not appear, suspect a VPN or incorrect website

● Organization name

Trading Point Holdings Ltd
👉 Japanese residents usually only display this (correct answer)

● Name (in Roman letters)

Make sure it matches your passport or ID document exactly
(e.g., TARO YAMADA)

● Email address

Use an email address you can reliably receive emails from
(You will receive a verification email after this step)

[STEP 3] Set up your trading account

● Trading platform

MT4 or MT5
(MT4 is a safe choice for beginners)

● Account type

Standard / Micro / KIWI / Zero
*If you’re unsure, choose a Standard account

● Base currency

JPY (Japanese Yen) recommended
→ Avoid foreign exchange fees

● Leverage

Choose up to 1,000x
*Can be changed later

[STEP 4] Log in to the member page

After completing registration,

You will receive your account number

Server information

Password

Your account number will be sent via email.

[STEP 5] Submit your KYC (Know Your Customer) documents [Important]

● Identification (any one)

Driver’s license

My Number card

Passport

● Address verification (any one)

Resident registration card

Utility bill

Bank/credit card statement
*Within 6 months of issue

👉 Approval usually takes a few hours to one business day

[STEP 6] Deposit → Start trading

Domestic bank transfer

Credit card

Important Notes When Opening an Account (Must Read)

You must be 18 years of age or older to open an account. Since the company is licensed by the Financial Services Agency, security is guaranteed. Therefore, please follow the rules and terms of use listed in the official content.

① Entering false country of residence and address information is prohibited.

KYC checks are always performed.

Causes of withdrawal refusal and account freezing.

② Be careful of variations in name and address spelling.

Make sure the Roman alphabet, street address, and building name match exactly with your documents.

③ Using a VPN is a source of trouble.

Country of residence not displayed.

Causes of incorrect organization names being displayed.

④ Corporate accounts are not available to Japanese residents.

XM only accepts individual accounts.

Corporate accounts cannot be opened.

⑤ Multiple accounts for bonus purposes are prohibited.

This may be considered fraudulent use by the same person.

Additional accounts can be created legitimately from the member page.

Common mistakes.

❌ Registering with a different country even though your country of residence is not displayed.

❌ Postponing identity verification and being unable to withdraw.

❌ Selecting a USD account results in unnecessary exchange fees.

❌ Missing important emails (spam).

XM Account Opening Process and Important Points

The following is a practical guide for Japanese residents outlining the process after opening an account with XM (XMTrading) and important points to note to avoid potential issues. Please enable the service before using the service provided by the operator. If there are any current issues, you can view details on the homepage. This is a highly reliable investment company, so you can rest assured.

[STEP 1] Log in to the member page

Use the account number, server name, and password sent to your registration email

Log in from the XM official website → “Member page”

[STEP 2] Complete identity verification (KYC) [Most important]

● Documents to submit

① Identification (1 document)

Driver’s license

My Number Card

Passport

② Address verification document (1 document)

Resident registration card

Utility bill

Bank/credit card statement
*Within 6 months of issue

👉 Approval takes several hours to one business day
👉 Withdrawals are not possible until completion

[STEP 3] Prepare your trading platform

Install MT4 or MT5

Both PC and mobile versions are accepted

Enter your account number and server name to log in

[STEP 4] Final confirmation of account settings

● Leverage

You can leave the default settings as they are

You can change them later on the member page

● Account currency

For Japanese residents JPY recommended

[STEP 5] Deposit

Main deposit methods:

Domestic bank transfer

Credit/debit card

Online wallet

👉 Withdrawals should generally be made via the same route as the deposit

[STEP 6] Start trading

Chart display and order testing

We recommend starting with a small amount

Frequently Asked Questions About Opening an XM Account

The following are frequently asked questions (FAQs) about opening an XM (XM Trading) account, focusing on common issues for Japanese residents.

Q1. Is opening an XM account free?

A. Yes, it’s completely free.
There are no account opening fees, maintenance fees, or annual fees.

Q2. Can I open an XM account if I live in Japan?

A. Yes, you can.
Japanese residents can open an account through “XM (overseas corporation).”
We also offer Japanese support and Japanese yen accounts.

Q3. How long does it take to open an account?

A. You can start trading as early as the same day.

Estimated time:

Application: 5-10 minutes

KYC approval: A few hours to one business day

You can start trading immediately after depositing funds.

Q4. What documents are required to open an account?

A. The following two documents are required.

● Identification (1 document)

Driver’s License

My Number Card

Passport

● Address Verification Document (1 document)

Resident Registration Card

Utility Bill

Bank/Credit Card Statement
*Within 6 months of issue

Q5. What should I do if my country of residence is not displayed?

A. Please check the following in order.

Turn off your VPN

Access the official XM Japan website

Change your browser/device

If that doesn’t work, contact XM support.

👉 Registering in a different country is not permitted.

Q6. Which organization name should I choose?

A. Japanese residents usually only have one option:
“Trading Point Holdings Ltd.”
It is normal for other options not to be displayed.

Q7. Can I open multiple accounts?

A. Yes, you can.

However,

You must create additional accounts from the member page.

Fraudulent use for bonus purposes is prohibited.

Q8. Can I open a corporate account?

A. No.
XM only accepts personal accounts.

Q9. Can I trade without verifying my identity?

A. You can temporarily trade, but you will not be able to withdraw funds.
You must complete identity verification.

Q10. What account currency should I choose?

A. If you are a resident of Japan, we recommend “JPY (Japanese Yen).”
This will allow you to avoid currency conversion costs.

XMTrading: How to open a real account and the steps, required documents, points to note Latest ver

In this article, we will introduce and explain the methods and procedures for opening a real account with xmtrading, necessary documents, bonuses, and other points to note. XMTrading is the most used Forex company in the world. In order to actually do FX, you need a wide account at a FX company. By the way, opening an account is easy, even for beginners, and there are no fees. Opening an account may sound like a hassle, but it only takes about 10 minutes to fill out the registration form and 30 minutes to authenticate the required documents, so you can start trading from the first day after completing the opening procedure. It becomes possible to start.

www.worldforexintroduction.com

2025.11.26